Envestnet MoneyGuide

Envestnet MoneyGuide makes goals-based financial planning software for financial advisors. It is part of Envestnet and is sold per advisor on annual subscriptions.

The core MoneyGuide product builds plans around client goals sorted into needs, wants and wishes. Modules cover retirement distribution, Social Security optimization, tax planning, health care cost goals, life, disability and long-term care analysis, annuity income modeling, risk tolerance and stress testing. Play Zone lets clients move sliders for retirement age, savings and goals and see the effect on the plan. Wealth Studios adds detailed cash-flow and advanced estate planning. MyBlocks breaks planning into more than 40 modules for client-led and prospect planning, and Dash, launched in March 2026, starts planning for prospects and smaller clients with limited data. A client portal, online fact finder and account aggregation through Yodlee and MX feed client data into plans.

MoneyGuide publishes list prices: the core product is $2,000 per advisor per year, Wealth Studios $2,500 and the combined platform $3,000, with add-ons such as Dash ($500) and MyBlocks ($600) priced per user per year. Its integration list includes Fidelity Wealthscape, Orion, Black Diamond, Addepar, Altruist, Redtail, Wealthbox, Practifi, Salesforce and Morningstar. MoneyGuide, Inc. lists its address in Powhatan, Virginia.