RightCapital

RightCapital makes financial planning software for financial advisors, sold per advisor with an enterprise tier for larger teams. Advisors use it to build client plans, run scenarios and share results through a client portal and mobile app.

The software covers retirement planning with stress tests and scenario comparisons, tax planning that reads client tax-return data and models Roth conversions and withdrawal order, insurance needs analysis, investment, estate, college and business planning, and a risk tolerance questionnaire tied to each household's plan. Higher tiers add account aggregation, budgeting with transaction tagging, firm-wide analytics, team workflows and custom assumptions. RightExpress produces short single-topic plans for prospects that convert into full plans. In 2026 the company added Smart Import, which extracts plan data from documents, and Iris, an AI agent for planning work. The integrations page lists custodians including Schwab, Fidelity, Pershing and Altruist, CRMs such as Redtail and Wealthbox, and reporting tools such as Orion and Addepar.

Shuang Chen (CEO) and Song Chen (CTO) founded RightCapital in 2015. Published pricing is $149.95 a month per advisor for Basic, $209.95 for Premium and $254.95 for Platinum, with a 14-day free trial and custom enterprise plans.