Retirement archive
Every Retirement story, newest first. 353 stories
3 stories
- Retirement Advisers
Escalent's Cogent: 46% of former-employer DC plan holders highly likely to open rollover IRA
A July survey of 4,006 U.S. DC participants found former-employer plan balances averaging $90,000, with Gen Z's share of likely rollover candidates rising to 22% from 12%.
- Policy & ERISA
Treasury opens more than 60 million Trump Accounts; parents still must claim them
Baird's Tim Steffen tells InvestmentNews that parents still must complete an identity-verification claim before adding money or changing how the account is invested.
- The Wrap
Cerulli survey finds 46% prefer flexible retirement withdrawals, 39% want guaranteed income
Guardian found only 34% of respondents had planned for income past age 80, while neither retirement income preference reached a majority.
4 stories
- Income & Annuities
Cerulli finds no single DC income preference dominates; Guardian cites 64% guaranteed-income confidence
In Cerulli's DC distribution report, 46% of participants wanted flexible withdrawals and 39% guaranteed monthly income, while Guardian found only 34% had planned for income past age 80.
- The Wrap
Finhabits estimates 13.6 million Latino adults may qualify for Saver's Match
The report's illustrative scenarios put the eligible group's 30-year retirement balances at $615 billion to $1.02 trillion.
- Retirement Advisers
Gusto data show small-business retirement plan adoption up about 60% since 2019
State-mandated retirement programs are pushing owners toward SEP, SIMPLE, solo 401(k) and small 401(k) plans, InvestmentNews reports.
- Income & Annuities
Only four in 10 pre-retirees work with an adviser, LIMRA finds
Eighty-eight percent have considered retirement income, but 76% have no plan or spent fewer than five hours on one in the past year.
11 stories
- Income & Annuities
Guardian survey finds 34% plan income at 80 or older
The insurer's Oct. 13 Retirement Redefined research puts the share who say they are more adequately prepared for ages 60 to 69 at 48%.
- Policy & ERISA
Finhabits estimates 13.6 million Latino adults may be income-eligible for Saver's Match in 2027
About four in ten Latino adults with earnings would qualify, and the report models $615 billion to $1.02 trillion in retirement balances over 30 years under illustrative scenarios.
- Plans & Sponsors
Voya selects UnqorkAI to add AI tooling to plan onboarding
The recordkeeper, an Unqork customer since 2019, built sponsor and producer onboarding applications on the platform; the new work adds AI-native tooling to that base.
- Plans & Sponsors
Allspring study finds 70% of participants rank control above guaranteed income
The Allspring and DCIIA study of more than 1,500 respondents finds advisor use climbs from 27% early in a career to 73% at retirement.
- Investments
Legacy provision nearly doubled near-retirees' interest in an annuity in a $500,000 scenario: DCIIA study for Allspring
The same study found 70% of near-retirees say they trust their employer on plan design, and 56% expect to move workplace savings at retirement.
- Policy & ERISA
Eight retirement groups press Congress on SECURE 2.0 corrections
The coalition, which includes the ICI, the IRI and the U.S. Chamber of Commerce, said a missing distribution trigger blocks terminally ill participants from taking plan distributions solely because of their diagnosis.
- Plans & Sponsors
70% of near-retirees trust their employer on plan design; 56% expect to move workplace savings at retirement
A DCIIA study for Allspring found a legacy provision nearly doubled annuity interest in a $500,000 scenario.
- Plans & Sponsors
Gusto data show small-business retirement plan adoption reached 31% in 2026, up 64% since 2019
Gusto economists tie the gains to SECURE Act provisions, state mandates and labor-market pressure, with hospitality, recreation and agriculture posting the steepest climbs.
- Plans & Sponsors
Vestwell survey: 85% of employees expect employer to offer retirement benefits
62% say they should defer 10% or more of salary; Vestwell's own 401(k) and 403(b) holders averaged a 6.4% deferral in 2023.
- Plans & Sponsors
BofA: average 401(k) balance rose 13% in 2025 to $113,590
Plans offering auto-enroll or auto-escalate averaged $170,000, $50,000 above plans with neither feature, per the bank's Participant Pulse research.
- The Wrap
Proposed EBSA rule gives plan fiduciaries 20 process examples
Cerulli finds 39% of DC participants want guaranteed monthly payments, but income options need advice to drive adoption.
3 stories
- Plans & Sponsors
Alight's 401(k) index shows light Q3 trading despite September Fed hike
Bond funds took 47% of third-quarter inflows; only one September session reached above-normal volume.
- Policy & ERISA
EBSA's Aronowitz outlines process safe harbors in proposed Investment Selection Rule
The proposal, prompted by an August 2025 executive order, gives plan fiduciaries 20 examples of a prudent selection process and six non-exhaustive factors.
- Income & Annuities
Cerulli: DC retirement income options need advice to drive adoption
The U.S. Defined Contribution Distribution 2026 report says 46% of participants want to withdraw money at any time, while 39% want a guaranteed monthly payment that continues after their savings run out.
1 story
- Policy & ERISA
Expanding ESOPs coalition grows past 100 members and hires Michael Sinacore
Michael Sinacore, credited by the coalition with behind-the-scenes work on SECURE 2.0, will lead its push to make partial ESOPs easier to establish and scale.
5 stories
- Plans & Sponsors
TIAA retirement solutions CEO Kourtney Gibson steps down
Gibson left the firm on Sept. 30, and TIAA says a successor will be announced in due course.
- The Wrap
Cerulli and Morningstar: 10.2% of advisers' wealth clients come from DC plans
Nearly 40% of surveyed advisers say they lack time to prospect inside their plans, and the research cites $250,000 account minimums as a barrier.
- Policy & ERISA
Investment Company Institute re-elects Andrew Schlossberg chair; IRI names Jill Hoffman government affairs chief
ICI added eight governors, and Jill Hoffman starts Oct. 5, giving her a three-month overlap before Paul Richman retires.
- Income & Annuities
Cerulli: 46% of pre-retirees want anytime withdrawals, 39% guaranteed income
Consultants told Cerulli plans may need two or three retirement income options to meet varied preferences.
- The Wrap
October Three: Plan terminations were 66% of first-half U.S. pension risk transfer deals
MetLife's 2026 poll found a record 95% of defined-benefit plan sponsors have de-risking goals.
5 stories
- Income & Annuities
IRIC's Kevin Crain says imprecise terms stall retirement income decisions
The council's proposed language framework would treat "retirement income" as a category rather than a product synonym.
- Plans & Sponsors
401GO CEO Dan Beck warns fragmented retirement plan systems may strain under state mandates
BLS data cited by the company puts plan access at 59% of private-sector workers at employers with fewer than 100 employees, versus 91% at employers with 500 or more.
- Plans & Sponsors
Plan terminations were 66% of first-half U.S. pension risk transfer deals, October Three says
MetLife’s 2026 poll, released October 7, found that a record 95% of defined-benefit plan sponsors have de-risking goals, up from 76% in 2019.
- The Wrap
Athene poll: 85% of workers aged 40-61 rate guaranteed monthly income appealing; 23% own annuities
A Harris Poll for Athene also found 34% of respondents mostly or fully understood annuities and 54% knew very little or only somewhat understood them.
- The Wrap
Alto agrees to acquire Forge Trust, adding more than 60,000 private-market IRA accounts
Alto says the combined businesses would hold more than $20 billion in assets under custody and administration; financial terms were not disclosed.
7 stories
- Income & Annuities
Harris Poll: 85% of workers 40-61 rate guaranteed monthly income appealing; 23% own annuities
The poll for Athene found 34% of respondents said they mostly or fully understood annuities, while 54% knew very little about them or only somewhat understood them.
- Investments
Morningstar launches Direct AI agents for product, distribution and manager research
The browser-based platform draws on Morningstar's ratings and 1,100 analysts; one agent analyzes portfolios holding public and private securities.
- Investments
Alto agrees to acquire Forge Trust, adding more than 60,000 private-market IRA accounts
Alto says the combined businesses would hold more than $20 billion in assets under custody and administration; financial terms were not disclosed.
- Policy & ERISA
Supreme Court weighs what makes a fund benchmark meaningful in Intel ERISA case
Tuesday's argument showed agreement that plaintiffs need a comparator; the dispute is how similar it must be to survive dismissal.
- The Wrap
ERIC and NAGDCA ask IRS to route Saver's Match through plan rollover systems
J.P. Morgan separately broadened access to SmartRetirement Lifetime Income on Retirement Link through an expanded connection with Empower.
- Investments
Transamerica pooled plans reach $34.2 billion, shifting the focus to retirement income
The recordkeeper's pooled assets are up more than 60% in five years, and its research finds 48% of employers without a plan would consider joining one.
- Plans & Sponsors
Nearly half of small employers without a plan weigh pooled plans as deadlines grow
Transamerica Institute's May 2026 report puts interest among employers without a standalone plan at 48 percent; PEP assets reached $34 billion at year-end 2025.
1 story
- Income & Annuities
J.P. Morgan Asset Management broadens in-plan income access on Retirement Link
The platform will carry wider access to SmartRetirement Lifetime Income through an expanded connection with Empower, its recordkeeper since 2012.