Retirement archive
Every Retirement story, newest first. 354 stories
9 stories
- Income & Annuities
J.P. Morgan Asset Management broadens in-plan income access on Retirement Link
The platform will carry wider access to SmartRetirement Lifetime Income through an expanded connection with Empower, its recordkeeper since 2012.
- Retirement Advisers
Cerulli and Morningstar find 10.2% of advisors' wealth clients come from DC plans
The joint research cites time, staffing and $250,000 account minimums as the friction that keeps plan relationships from becoming wealth relationships.
- Investments
Alto to buy Forge Trust from Schwab, combining over $20 billion in retirement assets
The agreement, pending approval by the South Dakota Division of Banking, would put more than 60,000 self-directed IRA accounts with private-market assets on one platform.
- Policy & ERISA
ERIC and NAGDCA ask IRS to simplify Saver's Match deposit routing
ERIC wants the Treasury's up-to-$1,000 Saver's Match contributions routed through existing plan rollover systems, while NAGDCA urges a design simple enough to administer before 2028 payments.
- Retirement Advisers
Cerulli and Morningstar find just over 10% of advisors' wealth clients come from DC plans
The research cites capacity, asset minimums and limited participant data as barriers, and finds nearly 40% of advisors say they lack the time to prospect inside their plans.
- Income & Annuities
Harris poll for Athene: 85% of Gen X, Millennials want in-plan guaranteed income
The survey of 2,000 adults with moderate income and assets found health care costs (67%) and inflation (62%) were the leading concerns.
- Plans & Sponsors
Aon picks Vanguard as recordkeeper and trustee of its $4.9 billion pooled employer plan
The plan reported $4.915 billion and more than 87,000 participants in its 2025 Form 5500; Aon's September 2 count is about $7.7 billion.
- Retirement Advisers
Cerulli and Morningstar find firms spending to turn DC plan participants into wealth clients
The white paper says 63% of surveyed advisers call leveraging DC plans for wealth prospecting at least a moderate priority.
- The Wrap
Halbert Hargrove's four-annuity plan exposes annuity fee gap
A 2025 LIMRA study finds fee-based products account for about 1% of annuity premiums, even as insurers call the RIA channel their likeliest growth market.
8 stories
- Retirement Advisers
Halbert Hargrove built one client's income plan on four unbilled annuities
Fee-based products account for about 1% of annuity premiums, a 2025 LIMRA study finds, while insurers name the RIA channel their likeliest growth market.
- Plans & Sponsors
Transamerica marks 25 years of pooled plans as assets reach $34.2 billion
The firm's pooled assets are up more than 60% in five years, and its research arm finds 48% of employers without a plan would consider joining one.
- Plans & Sponsors
Dunham paper says 40-year retirements could shrink the wealth transfer
The San Diego manager's model shows a $1 million portfolio running out in year 34 at a 4 percent net return and argues plans have not priced a 40- to 50-year horizon.
- The Wrap
Vanguard's proxy-voting choice reaches 500,000 participants as small plans lag on auto-enrollment
The firm says the program spans nearly 80 plan sponsors holding $120 billion, while its plan data put small-plan auto-enrollment at 26% against 61% at large plans.
- Investments
Invesco's Sergio Marcheli says many 401(k) menus have drifted toward growth
He tells the 401(k) Specialist podcast that holding both styles across market capitalizations lets participants follow leadership shifts without timing cycles.
- The Wrap
Cetera re-flags Avantax team to Cetera Planning Partners
The Retirement Planning Group moved from Avantax Planning Partners to Cetera Planning Partners on Oct. 5 as Cetera also added an outside team; among the day's external recruits, only Fitzgerald Financial Group disclosed AUM, $185 million.
- The Wrap
Five breakaway teams land on independent platforms; Fitzgerald Financial discloses $185 million
The Cullman/Holt, Lakewood and Fitzgerald moves left UBS, Cambridge and Commonwealth, but four of five teams arrived with no asset figure.
- The Wrap
FiNet, Cetera, LPL, Kestra and Carson add five multi-adviser teams on Oct. 5
All five teams landed on independent platforms; four of the five moves name a source firm, and only Fitzgerald Financial Group, at $185 million, arrived with a disclosed asset total.
5 stories
- Policy & ERISA
Scott and DeSaulnier introduce three House retirement bills on fiduciary advice and ERISA standing
The package would name rollovers in the fiduciary definition, treat commissions and payments from any source as compensation, and let participants sue as assignees on their plan's behalf.
- Income & Annuities
Prudential survey finds most retirees over $500,000 remain hesitant to spend
Prudential's 2026 Retirement Pulse reports that 61% of respondents with more than $500,000 in investable assets are uncomfortable with discretionary spending, and 70% would rather leave money behind than deplete it.
- The Wrap
T. Rowe Price flags private credit in annuities as retirees hesitate to spend
Fitch puts the trailing default rate on U.S. private credit borrowers at a record 6.3%, while Prudential finds 86% of retirees hold back on spending their savings.
- Income & Annuities
Prudential survey finds 86% of retirees hesitate to spend their savings
The 2026 Retirement Pulse also found that 61% of respondents with at least $500,000 in investible assets weren't convinced they could use their money any way they wished.
- The Wrap
Nuveen closes $13 billion Schroders deal; private-markets book leads the integration
The TIAA-owned manager will keep Schroders separate for 12 to 18 months before reorganizing a $400 billion private-markets book by asset class.
7 stories
- Investments
Nuveen closes $13 billion Schroders deal, creating a $2.6 trillion manager
The TIAA-owned firm will keep Schroders as a separate unit for 12 to 18 months and reorganize a combined $400 billion private-markets book by asset class.
- The Wrap
Treasury draft rules would auto-open 63.36 million child accounts
A Goldman survey finds 14% of workers cut retirement savings, while ERIC asks Treasury to make BNY the clearinghouse for employer contributions.
- Income & Annuities
TIAA study ties AI and GLP-1 longevity to retirement funding worries
The survey of 1,000 people finds more than 80% concerned about the cost of longer lives, and 43% doubting traditional planning will stretch that far.
- The Wrap
Ascensus announces advisor referral platform; Edward Jones plans 2027 AI plan tool
Ascensus cited Cerulli research that 63% of active 401(k) participants operate without access to a financial advisor; Edward Jones says its tool will span prospecting, recordkeeper analysis and plan servicing.
- Income & Annuities
TIAA survey finds 53% of adults fear outliving savings
The insurer's KRC Research survey of 1,000 adults aged 18 to 65 also finds 43% doubt traditional planning methods keep pace with longer lifespans.
- Income & Annuities
Guardian survey finds 13% on track to save for the retirement they want
The insurer's 2026 Mind, Body, and Wallet report recorded its lowest well-being and financial health readings in 15 years, and 41% of respondents doubt their savings will last.
- The Wrap
TIAA survey: 53% of adults fear outliving savings more than underspending
The 2026 survey of 1,000 U.S. adults aged 18 to 65 finds 83% carry some financial concern about living longer, with Gen Z most worried about AI's effect on careers.
8 stories
- Retirement Advisers
Ascensus announces advisor referral platform for more than 16 million plan participants
The company cites Cerulli research that 63% of active 401(k) participants operate without access to a financial advisor.
- Income & Annuities
T. Rowe Price's Wyatt Lee says private credit is becoming a big piece of annuity holdings
He spoke on a Goldman Sachs Asset Management panel discussing a 2026 retirement survey in which 83% of respondents said they want guaranteed income, as Fitch put the trailing default rate on U.S. private credit borrowers at a record 6.3%.
- Plans & Sponsors
Edward Jones plans 2027 release of AI workplace retirement plan tool
The firm is building the Retirement Plan Management Center with Aboon and RPAG, whose platform supports more than 120,000 plans, according to the announcement.
- Retirement Advisers
Edward Jones to launch AI-powered workplace retirement platform with Aboon and RPAG in 2027
The Retirement Plan Management Center spans prospecting, recordkeeper analysis and servicing, drawing on plan data from RPAG's 120,000-plan platform.
- Plans & Sponsors
Goldman retirement survey ties second jobs to a drop in workers raising 401(k) savings
Almost a third of full-time workers say their job only just covers expenses, and the share who raised their retirement savings slipped to 39% from a year earlier.
- The Wrap
Treasury draft proposes auto-opening 63.36 million child Trump Accounts by Social Security number
The rules would replace a March proposal and let the Secretary enroll children without parental election, but they do not name the data source that would identify eligible children.
- Plans & Sponsors
Goldman survey finds share of respondents raising retirement savings falls to 39%
The share who reduced their savings rose to 14% from 8%, and on-track readings fell in all four generations.
- Plans & Sponsors
Vanguard finds 26% of small plans auto-enroll, against 61% of large plans
Participation reaches 79% at small plans that use automatic enrollment, still short of the 94% at large plans.
3 stories
- Policy & ERISA
IRS proposes letting Treasury create 63.36 million Trump Accounts without parental election
Draft rules would replace the March proposal by letting the Treasury Secretary open accounts automatically, and the regulations do not say which data would identify eligible children.
- Policy & ERISA
Treasury moves to auto-open Trump Accounts for children with Social Security numbers
Treasury projects more than 60 million accounts will be added this year under temporary regulations that let the secretary open them on a child's behalf.
- Policy & ERISA
IRS Notice 2026-49 proposes standard forms for plan-to-plan rollovers
The proposal would supply four model forms and a five-step process, and 401(k) Specialist columnist Tom Hawkins calls it a constructive step.