Trayecto

Trayecto is financial planning software for advisors whose clients have equity compensation, job changes, liquidity events or self-employment income, a common profile among technology-company employees.

Advisors build multi-year plans that track RSUs, ISOs and NSOs with lot-level sales, then run dynamic federal and state tax projections that flag under-withholding, track estimated payments, and account for AMT on ISOs, capital loss carryovers, safe harbor rules, itemized deductions and charitable giving. Scenarios can model sabbaticals, employment changes and option exercises. Subscribers also get a knowledge center, case studies and paid courses.

Trayecto is based in Durham, North Carolina. Published pricing is a $250 one-time onboarding fee and a $125 per month starter plan covering the first 10 households, plus $20 per month for each additional household; it also offers enterprise agreements.