Luminary

Luminary makes estate and wealth-transfer planning software for wealth managers, RIAs, family offices, law firms, tax advisors and trust administrators. It reads trust and estate documents and turns them into structured records that advisors can model and present.

The software extracts provisions, ownership relationships and fiduciary details from estate documents and produces source-cited summaries. Estate360 builds a firm-branded estate overview from client documents. Luminary Insights flags planning considerations with citations and review controls. The Estate Waterfall diagram shows ownership, estate tax and distributions, and lets advisors model gifts, GRATs, SLATs, IDGTs and charitable strategies under different assumptions. Tax analysis tools track gift and exemption use. An AI assistant builds and updates client profiles through chat, and an MCP server exposes Luminary data to ChatGPT, Claude and other AI tools. The company says it holds SOC 2 Type II certification and supports role-based permissions.

Luminary syncs client profiles and asset values with Addepar, Black Diamond, Orion and eMoney, shares data with Snowflake, connects to Salesforce and offers a public API. David Barnard, formerly head of private wealth at AllianceBernstein, started the company in 2021 with Joe Lonsdale and serves as president and CEO. The company says it is funded by venture capital investors. Pricing is not published.