Annuity Rate Watch

Annuity Rate Watch, also written AnnuityRateWatch or ARW, supplies annuity rate data, quoting and illustration software to insurance agents, independent marketing organizations, banks, broker-dealers and insurance carriers. The company was founded in 1995 to publish fixed and fixed indexed annuity rates and is based in Middleboro, Massachusetts. It says all of its rate and product information comes directly from the carriers.

Coverage spans multi-year guaranteed annuities, fixed and fixed indexed annuities, registered index-linked annuities, traditional and investment-only variable annuities, and single premium immediate annuities. Users can compare current rates and policy terms, run hypothetical fixed indexed performance and rank crediting strategies, review RILA buffers, floors and caps, and see variable annuity fees, subaccounts and optional benefits. A rider tool quotes lifetime income riders across carriers at once, and the system produces illustrations for fixed and indexed products along with SPIA quotes that can be backed by the carrier's own quote.

The company sells three packages: a subscription for independent agents; a white-labeled platform for distributors such as banks and broker-dealers that gives all of a firm's advisors access, lets the firm choose which carriers and products appear, and can connect by API; and data and research access for carrier teams. Prices are not listed on the site.