Advisors archive
Every Advisors story, newest first. 898 stories
6 stories
- Practice management
Morningstar ties managed accounts to higher deferrals
Plan advisors can use the correlation to turn managed-account enrollment into a deferral-rate conversation.
- Tax & estate planning
Slott clears the rollover clock and sets a 529-vs-Trump test
The Slott Report Mailbag gives advisors a straightforward rollover answer and a free-money-first framework for adding a Trump Account beside a 529 plan.
- Succession & selling a firm
The 3X lure that keeps founders from exiting
Michael Kitces and Carl Richards explain how the next client meant to build enterprise value becomes the reason the founder never leaves.
- Practice management
Altruist's $3,600 AI planner takes aim at planning's Big Three
At $3,600 per advisor per year and a four-minute plan, Hazel Financial Planning Agent takes direct aim at the three platforms that control more than 80% of RIA planning.
- The Advisor's Note
Aquiline's Flourish Deal Puts Cash Sweeps in the Boardroom
Advisors with client cash on the platform must now justify the revenue splits that private equity ownership will sharpen.
- Tax & estate planning
Fidelity's record 401(k) balance sets up the savings-rate review
The average account hit $155,800 last quarter, up 10.5%, but the 14.44% savings rate and 18.8% match shortfall are the numbers advisors can actually move.
11 stories
- Tax & estate planning
Parton's giving raises the estate question advisors need to ask
Her charitable record shows clients the difference between writing checks and building the organization that keeps writing them.
- Tax & estate planning
The $15 million trap in old estate plans
Permanently higher exemptions have silently changed what old formula funding clauses actually do, and this review season is the last comfortable window to catch the damage.
- Recruiting & transitions
Platform breadth is the new mid-market affiliation test
A five-adviser Wisconsin firm with Medicare and benefits desks is putting the independent-network choice to a sharper test.
- Practice management
A wildfire, a wedding and an advisor's real product
The near-miss at Calamigos Ranch shows why clients with unpredictable careers need plans for surprises no one schedules.
- The Advisor's Note
NASAA warns that video call from your advisor may be AI
The regulator's September 2 investor advisory is a ready-made client-authentication lesson that registered firms can use to sharpen their own communication habits.
- Tax & estate planning
A fringe-benefit tax option with a large precedent
The first of Tax Foundation's five revenue raisers is modest per client and a turn toward base-broadening over rate-raising.
- Recruiting & transitions
Aquiline's Flourish deal makes sweep revenue share a boardroom question
The platform's cash-sweep economics, built on disclosed revenue splits with Carson, Mariner, and Focus, now sit under a private equity owner
- Products & portfolios
The 5% test comes for the 60/40
When the 10-year yield nears 5%, the bond sleeve of a standard balanced portfolio becomes a competitor for the equity risk premium, and the work of the season is stress-testing that allocation before the threshold arrives.
- Practice management
Plain words beat “trusted partner” in client marketing
A Financial Planning column argues that advisor-ese is inherited from compliance habits, and that the personal voice is both the safer and the faster way to win clients.
- Tax & estate planning
Trump Accounts Put the Gift Before the Tax Math
Sec. 530A accounts fit only after a family answers what the money is for, and when the child is meant to feel it.
- The Advisor's Note
The 30-year's 5% regime is the new baseline
Fifty-five days above 5% is the longest stretch since 2006, a fiscal plateau rather than a tactical spike.
16 stories
- Products & portfolios
The 30-Year's 5% Regime Is the New Baseline
Fifty-five days above 5% is the longest stretch since 2006, and the signal is fiscal, not tactical.
- Practice management
Advisors talk more than clients in 84% of meetings
Jump's analysis of nearly 12,000 client meetings gives practices a number to beat, and an opening question to get there.
- Practice management
Altruist's AI planner is a retention test
The Hazel tool compresses a day's planning work into minutes and hands advisors a reason to slow down their next renewal.
- Practice management
Vanguard's Altruist deal makes the renewal the real test
Advisors on Altruist's platform should treat the new AI planning agent and the next contract as one negotiation.
- Tax & estate planning
Trump-Account Rules Make Tax the Advisor's Edge
Proposed Treasury rules would constrain the investment menu for Section 530A accounts, turning the Oct. 20 comment deadline into a client-service opportunity.
- Succession & selling a firm
Savant's Socha deal maps a hybrid exit
A family-founded New York RIA sold to Savant with the next generation keeping equity, creating a structure for owners caught between internal succession and an outside sale.
- Products & portfolios
SEC's private-market draft hands advisers two levers
Retail clients would reach private markets through registered funds, and advisers would gain performance-fee flexibility on separately managed accounts. The diligence bar stays put.
- Recruiting & transitions
&Partners' seventh Wells team makes boutique RIAs a credible counteroffer
The $838 million Crown Legacy move is small next to the wirehouse's own wins, but a year of serial departures backed by equity and platform capital tells a different story.
- Recruiting & transitions
LPL's $1.6B Cambridge win: platform capital is the retention price
A family practice that ran its own RIA in the 2000s chose LPL's scale over independence, resetting the benchmark for breakaway economics.
- Recruiting & transitions
Cresset's $4B UBS grab resets the RIA pitch
A 16-person Boca Raton team traded the wirehouse for a family-office model, and the math on ultra-high-net-worth moves just shifted.
- Practice management
Don't Pull a Schwab: Vanguard's Altruist Trust Test
Vanguard's $4.6 billion Altruist deal buys access to 6,500 RIAs, but the custody war hinges on whether advisors trust the fund giant not to compete for their clients.
- Practice management
TrumpIRA.gov is live. Advisors should learn the match mechanics
Eligible gig and self-employed clients get a 50% federal match on the first $2,000 they save, and the portal now gives advisors a concrete way to start the conversation.
- Practice management
Sowell arms advisors with tax-and-estate planning group
The Arkansas RIA's Advanced Planning Group puts tax work at the center of estate and advanced planning for advisors on both platforms.
- Practice management
The pillow test guiding a $3.6B RIA
Andrew Rosen of Diversified weighs the upside of every decision as hard as the downside, a discipline that kept ownership internal and the CEO seat external.
- The Advisor's Note
Retirement surveys hand advisors the savings-gap opening
Fresh survey data shows most workers know they are short, fewer know the target, and advisors have a safe way to begin the income conversation.
- Recruiting & transitions
Cetera's enterprise channel becomes the $1B exit
Sierra Ridge's $2.1 billion move shows the recruiting war now turns on growth infrastructure, not payout grids.
7 stories
- Recruiting & transitions
Altruist's RIA soul faces its real test at renewal
Advisors should treat Wenk's Bogle talk as cultural comfort; the renewal contract is where binding terms get set.
- Practice management
Middle-class stress hands advisors a retirement-income playbook
Transamerica's survey of $50k-$200k households finds high life satisfaction alongside high financial stress — and a clear opening for decumulation advice.
- Practice management
Childless savers' confidence gap is a planning gap
The cohort least confident about retirement is also the least likely to have a written plan — and the easiest to start.
- Products & portfolios
Copper's data-center rally needs a small sleeve
The AI-driven copper thesis runs to 2040, but the only liquid fund carries roll and K-1 friction, so keep the satellite at 1% to 3%.
- Tax & estate planning
Borrow against concentrated stock, don't sell it
A Financial Planning playbook argues the cheapest liquidity for a founder is a loan against the position, not a sale.
- Tax & estate planning
Art loans tap equity without the capital-gains hit
Banks typically advance 40% to 60% of appraised value, so the tax math favors borrowing over selling — but high specialty-loan costs keep art lending at the bottom of most liquidity playbooks.
- Practice management
The pre-meeting audit is the new first meeting
A 1,000-investor survey finds half of the $5 million-plus cohort chose an advisor without a referral, making the digital trail the real first impression.