Retirement archive
Every Retirement story, newest first. 357 stories
1 story
- Investments
Great Gray rents the diligence half of its private markets CITs
Six private markets CIT shelves have been announced in roughly five months, and Great Gray's split with iCapital shows which half the industry thinks is scarce.
5 stories
- Retirement Advisers
The industry grades its own talent pipeline a C
With Cerulli putting roughly 35% of advisers into retirement inside a decade, three plan-advisory executives graded recruiting from a D-plus to a B-minus—and the pipeline central staffing solves better than individual practices can.
- Policy & ERISA
The case for outside 401(k) advice ends at the login
Pontera's webinar with former EBSA chief Lisa Gomez makes the legal argument for participant-chosen advisers; Fidelity's December access cutoff shows who still controls the account.
- The Wrap
PEPs are now won on distribution coverage, not plan design
The Standard's $5 billion pooled book and Transamerica's two national sales seats describe the same contest, in which the scarce asset is a field organization that can reach mid-market employers one segment at a time.
- Plans & Sponsors
Pooled plans are won on distribution coverage now
A $5 billion PEP book and two national sales seats describe the same contest: integrated providers selling pooled plans into the mid market, segment by segment.
- Income & Annuities
Social Security's 2027 raise looks bigger than it will feel
Two forecasters have converged on 3.5% for 2027, and TSCL's own polling suggests the people receiving it will call it too small — pushing the income gap into plan design.
7 stories
- Policy & ERISA
Ex-EBSA chief says the law never barred 401(k) advice
A former assistant secretary of labor told a vendor-hosted panel that participant-chosen advisers are permitted — which leaves the gate where it always really was, in procurement.
- Income & Annuities
LIMRA's final Q2 tally slips, with fixed-rate deferred carrying the miss
The product that carried the sales boom is now the one shrinking, and the money replacing it behaves differently.
- Plans & Sponsors
Edelman takes 3(38) fiduciary duty to the participant account
A phone-and-digital advice bundle sold through ADP pushes fiduciary risk down to the individual account, which is where small-plan competition is heading.
- Plans & Sponsors
Alight's quietest August in 30 years hides a concentration story
Trading at 0.008% of balances shows the QDIA pipeline is doing the work, leaving plan risk in the funds absorbing 74% of contributions.
- Plans & Sponsors
Digital experience is now a plan retention asset
J.D. Power's 53-point gap between apps and plan websites gives sponsors a measurable reason to weigh participant digital experience against the fee quote.
- The Wrap
The Plan Website Becomes the Rollover Desk
Recordkeepers are embedding debt and wellness tools to hold the login after the last paycheck, and this week's evidence shows the digital layer, not the fund menu, now determines where the balance goes.
- Plans & Sponsors
Candidly's debt tool rides in on four recordkeeper pipelines
Sponsors get a wellness feature without the build; recordkeepers get a reason to hold the participant after the last paycheck.
4 stories
- Plans & Sponsors
The Standard crosses $5B in pooled employer plan assets
The July 403(b) launch gives the insurer a test of whether its ERISA 3(16) partnership model travels beyond the original partners.
- Plans & Sponsors
BofA again sweeps J.D. Power digital experience rankings
Top satisfaction with recordkeeper websites and apps now predicts rollovers and post-job retention, turning digital scores into plan-design data.
- Policy & ERISA
A participant's paper request survives digital delivery
Groom Law guidance says the right to a paper copy covers any electronically furnished document and survives an employer's exemption from annual paper statements.
- The Wrap
The 401(k) adviser becomes the endowment fiduciary
Prime Capital's OCIO launch and a five-point jump in requests for full-menu discretion point the same way: the retirement-plan RIA is consolidating fiduciary control across DC and nonprofit assets.
4 stories
- Investments
The managed account becomes the default
Contribution data and the DOL alternatives proposal are pushing participant-level discretion from the a la carte side of the menu to the center of plan design.
- Policy & ERISA
Counting the employer match changes the 401(k) fairness math
An ARA study that counts employer contributions and tax-deferred growth shifts the fairness fight from contribution limits to the match.
- Retirement Advisers
Prime Capital launches endowment, foundation OCIO practice
The retirement plan RIA is targeting nonprofits with $5 million to $250 million in assets for fiduciary management services.
- Plans & Sponsors
Sponsors hand advisers the menu
A five-point jump in full-menu-discretion requests moves DC advice from recommendation to delegation.
1 story
- Plans & Sponsors
PSCA's 30th 401(k) Day targets the savers who never log in
PSCA's Sept. 10 campaign hands sponsors a free toolkit to turn automatic enrollees into active decision-makers.
2 stories
- Plans & Sponsors
Part-time careers exact outsized cuts in public plans
Pew modeling finds part-time careers and caregiving breaks cut retirement benefits more than hours lost across DB, DC and hybrid designs — a caution for sponsors who test adequacy against the full-time norm.
- Plans & Sponsors
Alight hires retirement-income veteran to lead wealth strategy
Bruce E. Wolfe, whose background includes building Insight Investment's first U.S. retail retirement income platform, takes the SVP wealth solution leader post September 14.
4 stories
- The Wrap
PSCA taps PNC's Dall; Alight adds a wealth chief
The two personnel picks show the DC industry moving value from the plan record to the participant's wealth relationship.
- Retirement Advisers
Fiduciary relief, not fee savings, should lead PEP pitch
Mike Ziccardi of CBIZ wants advisors to sell the PEP's named fiduciary and independent oversight before they ever mention price.
- Investments
Millennials lead Schwab SDBA growth, but boomers still hold largest balances
Average balances hit $396,767, but Millennials still hold roughly a quarter of what boomers do.
- Plans & Sponsors
Fidelity's 401(k) record rests on plan design more than market gains
The average balance hit $155,000 in the second quarter, with 81.2% of participants capturing the full employer match and combined savings rates just below the firm's 15% target.
2 stories
- Plans & Sponsors
Empower closes Milliman deal, adding 1,500 plans
The recordkeeper now runs an estimated $2.3 trillion across 96,000 plans, with a defined-benefit specialist tucked inside.
- Plans & Sponsors
Plan churn quietly multiplies the 401(k) leakage problem
An estimated 6.1 million participants a year face a recordkeeper change or plan termination, and former employees are the ones most likely to lose the thread.
6 stories
- Policy & ERISA
AT&T pension suit hits the delegation wall again
A magistrate's second dismissal recommendation in the $8.05 billion Athene annuity case turns on a single ERISA question: who selected the annuity provider?
- Investments
Constitution's Horizon CIT puts PE on the 401(k) menu
The new trust answers the liquidity question with a dedicated sleeve; the size of that buffer and the $1 billion pipeline are the open tests.
- Investments
Target-date funds have won the DC lineup
Auto-enrollment pushed 61% of Vanguard participants into a single target-date fund; the harder problem is turning those balances into income.
- Investments
Constitution Capital's Horizon CIT puts daily-priced PE inside Principal plans
Opened with more than $50 million and near-term commitments above $1 billion, the trust is the clearest test yet of private equity built for the daily-priced 401(k).
- Investments
Private credit files its own ticket onto the DC menu
Four DC-bound private-credit vehicles in one week, from Ares, Shenkman, StepStone, and Jana, mark a shift from recordkeeper CITs to fund sponsors' own shelves.
- The Wrap
The 401(k) fight moves into payroll
Deel's API-first rollout and NPPG's $4.33 billion ProManage purchase make the same bet: the point of contribution now controls the plan relationship.
4 stories
- Retirement Advisers
NPPG buys ProManage's contribution layer in retirement M&A
The $4.33 billion platform deal is a capability purchase, pricing managed-account technology and sponsor relationships over asset count.
- Plans & Sponsors
Deel turns 401(k) recordkeeping into a payroll feature
The API-first rollout with Human Interest and Basic Capital points to a future where the plan never leaves the payroll system workers already use.
- Plans & Sponsors
HSAs are taking in record cash—and keeping it there
PSCA's 2026 survey found 83% of eligible employees contributed, but only 22% invested—and the HSA's retirement promise remains largely unclaimed.
- Policy & ERISA
PBGC rate reset cuts premium funding targets, raises late interest
August recalibration lowers variable-rate premium bases and sets late-payment interest at 7% through the fourth quarter.