Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs WDIV | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VYMI Vanguard International High Dividend Yield Fund | 0.823 | 2% | -18bp | $7.9B | different index | Compare |
| EFV iShares MSCI EAFE Value ETF | 0.801 | 2% | -6bp | $31.1B | different index | Compare |
| DGT State Street SPDR Global Dow ETF | 0.805 | 3% | +10bp | $634M | different index | Compare |
| RAYS Global X Solar ETF | — | — | +10bp | $7286.40T | different index | Compare |
| RATE Global X Interest Rate Hedge ETF | — | — | +10bp | $1829.82T | different index | Compare |
| PTEC Global X Funds - Global X PropTech ETF | — | — | +11bp | $3156.00T | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-09-30 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-02. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.