Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs SPVM | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VOE Vanguard Mid-Cap Value Index Fund | 0.909 | 37% | -32bp | $17.5B | different index | Compare |
| ONEY State Street SPDR Russell 1000 Yield Focus ETF | 0.862 | 20% | -19bp | $631M | different index | Compare |
| VLU State Street SPDR S&P 1500 Value Tilt ETF | 0.844 | 20% | -27bp | $753M | different index | Compare |
| FTA First Trust Large Cap Value AlphaDEX Fund | 0.898 | — | -39bp | $1.2B | different index | Compare |
| VTV Vanguard Value Index Fund | 0.829 | 21% | -35bp | $125.5B | different index | Compare |
| ISCV iShares Morningstar Small-Cap Value ETF | 0.844 | 3% | -33bp | $672M | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-09-30 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-02. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.