Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs SHDG | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| FJUL FT Vest U.S. Equity Buffer ETF - July | 0.883 | — | same | $821M | different index | Compare |
| FDEC FT Vest U.S. Equity Buffer ETF - December | 0.862 | — | same | $722M | different index | Compare |
| GJUN FT Vest U.S. Equity Moderate Buffer ETF - June | 0.861 | — | same | $543M | different index | Compare |
| FAUG FT Vest U.S. Equity Buffer ETF - August | 0.860 | — | same | $736M | different index | Compare |
| FJUN FT Vest U.S. Equity Buffer ETF - June | 0.860 | — | same | $814M | different index | Compare |
| BUFR FT CBOE VEST FUND OF BUFFER ETFS | 0.852 | — | same | $5.1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-22 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-23. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.