Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs SDOG | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ONEY State Street SPDR Russell 1000 Yield Focus ETF | 0.900 | — | -16bp | $618M | different index | Compare |
| SPYD State Street SPDR Portfolio S&P 500 High Dividend ETF | 0.894 | — | -29bp | $7B | different index | Compare |
| SDY State Street SPDR S&P Dividend ETF | 0.871 | — | -1bp | $20.5B | different index | Compare |
| SCHD Schwab U.S. Dividend Equity ETF | 0.857 | — | -30bp | $60.6B | different index | Compare |
| DHS WisdomTree U.S. High Dividend Fund | 0.864 | — | +2bp | $1.2B | different index | Compare |
| FVD First Trust VL Dividend | 0.813 | — | +29bp | $9.8B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-22 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-23. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.