Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs IVW | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IUSG iShares Core S&P U.S. Growth ETF | 0.999 | 93% | -14bp | $34.3B | different index | Compare |
| VV Vanguard Morningstar Large-Cap ETF | 0.958 | 63% | -14bp | $37.4B | different index | Compare |
| VONE Vanguard Russell 1000 ETF | 0.946 | 58% | -10bp | $5.1B | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.945 | 57% | -15bp | $428.1B | different index | Compare |
| FELG Fidelity Enhanced Large Cap Growth ETF | 0.978 | — | same | $2.8B | different index | Compare |
| FELC Fidelity Enhanced Large Cap Core ETF | 0.954 | — | same | $3.6B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-09-30 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-02. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.