Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs EPP | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ESGD iShares ESG Aware MSCI EAFE ETF | 0.880 | 8% | -28bp | $12.1B | different index | Compare |
| VYMI Vanguard International High Dividend Yield Fund | 0.881 | 3% | -26bp | $7.9B | different index | Compare |
| EFV iShares MSCI EAFE Value ETF | 0.873 | 5% | -14bp | $31.1B | different index | Compare |
| IEFA iShares Core MSCI EAFE ETF | 0.885 | 1% | -41bp | $190.2B | different index | Compare |
| IXUS iShares Core MSCI Total International Stock ETF | 0.858 | — | -41bp | $46.2B | different index | Compare |
| EFG iShares MSCI EAFE Growth ETF | 0.829 | 8% | -12bp | $16.6B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-09-30 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-02. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.