Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs CZA | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IMCV iShares Morningstar Mid-Cap Value ETF | 0.903 | 13% | -66bp | $1.1B | different index | Compare |
| IVOV Vanguard S&P Mid-Cap 400 Value ETF | 0.900 | 13% | -57bp | $923M | different index | Compare |
| VOE Vanguard Mid-Cap Value Index Fund | 0.898 | 12% | -65bp | $17.5B | different index | Compare |
| IJJ iShares S&P Mid-Cap 400 Value ETF | 0.894 | 13% | -54bp | $8.5B | different index | Compare |
| ISCV iShares Morningstar Small-Cap Value ETF | 0.897 | 5% | -66bp | $672M | different index | Compare |
| IJH iShares Core S&P Mid-Cap ETF | 0.818 | 11% | -67bp | $122.8B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-09-30 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-02. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.