Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs AUGT | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| JHML John Hancock Multifactor Large Cap ETF | 0.929 | — | same | $927M | different index | Compare |
| SPYI NEOS S&P 500(R) HIGH INCOME ETF | 0.890 | — | same | $1.8B | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.945 | — | +3bp | $428.1B | different index | Compare |
| BUFC AB Conservative Buffer ETF | 0.862 | — | same | $618M | different index | Compare |
| VV Vanguard Morningstar Large-Cap ETF | 0.941 | — | +4bp | $37.4B | different index | Compare |
| SCHG Schwab U.S. Large-Cap Growth ETF | 0.903 | — | +4bp | $31.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-22 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-23. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.