Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs AGGY | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| BLV Vanguard Long-Term Bond ETF | 0.913 | — | -8bp | $5.7B | different index | Compare |
| IGLB iShares 10+ Year Investment Grade Corporate Bond ETF | 0.910 | — | -8bp | $2.6B | different index | Compare |
| USIG iShares Broad USD Investment Grade Corporate Bond ETF | 0.892 | — | -8bp | $14.2B | different index | Compare |
| IUSB iShares Core Total USD Bond Market ETF | 0.891 | — | -6bp | $48.1B | different index | Compare |
| IGIB iShares 5-10 Year Investment Grade Corporate Bond ETF | 0.878 | — | -8bp | $18.6B | different index | Compare |
| GOVT iShares U.S. Treasury Bond ETF | 0.872 | — | -7bp | $41.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-22 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-24. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.