Fee Drag Analyzer
Basis points hide; dollars talk. Enter the mix and the balance, get the cost per year, the compounding drag over a decade and two, and the cheaper same-shelf version of every sleeve.
Fees from primary fund data · drag compounded at an assumed 6% growth rate
DRAG = GROWTH AT 6% MINUS GROWTH AT 6% LESS FEES, COMPOUNDED — THE DOLLARS THE FEES TAKE, NOT JUST THE RATE
| Fund | Fee | $/yr | Cheaper same-shelf swaps |
|---|---|---|---|
| VOO Vanguard 500 Index Fund · 60% | 0.03% | $180 | BBUS · 0.02% |
| AGG iShares Core U.S. Aggregate Bond ETF · 30% | 0.03% | $90 | already the cheap end of its shelf |
| GLD SPDR Gold Shares · 10% | 0.40% | $400 | GSLC · 0.09%GUSA · 0.11%GBIL · 0.12% |
SWAPS SHARE A CATEGORY, RUN $1B+, AND CHARGE LESS — CLICK THROUGH FOR THE FULL HEAD-TO-HEAD BEFORE MOVING MONEY
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-22 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-23. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.