Smart Moves for Bond Investors and Tackling Too Many Investments

Morningstar portfolio strategist Amy Arnott answers reader questions from her Ask the Analyst column in a mailbag episode. Topics include how bond ETFs work, comparing TIPS, I Bonds and Treasuries, muni bond fund losses after a Fed rate hike, where to hold bonds across Roth and traditional IRAs, TIPS ladders, paying for law school tuition from various accounts, and simplifying a portfolio of 231 holdings while limiting capital gains on fund swaps. The video carries a correction noting that the US Treasury discontinued the tax-refund option for purchasing I bonds above the $10,000 limit on Jan. 1, 2025.

1. The episode is a reader mailbag drawn from Morningstar's Ask the Analyst column.
2. Questions cover bond ETFs, TIPS, I Bonds and Treasury comparisons.
3. Other questions address muni bond fund losses after a Fed rate hike and where to hold bonds between Roth and traditional IRAs.
4. The video includes a correction that the US Treasury discontinued the tax-refund option for I bond purchases above the $10,000 limit on Jan. 1, 2025.