Ep. 116 – 33 Years and $1.5 Billion AUM – What still keeps this advisor up at night? With Albert Fox, CFP®, CIMA

Bill Cates interviews Albert Fox, CFP, CIMA, co-managing partner of Fox, Penberthy & Dehn, a three-partner practice supported by a 13-person team that the description says manages over $1.5 billion in client assets. The conversation covers how the team structures itself to help clients through major life transitions, the mindset behind the practice's growth, and how Fox thinks about client responsibility and communication. Fox also discusses artificial intelligence, saying the firm has a "healthy paranoia" about it and that human empathy is not replaceable by AI.

1. Fox describes the practice as three partners supported by 13 specialists across financial planning, investment research, client service, marketing and branding.
2. Fox says the team views itself as "critical infrastructure" in families' lives and takes that responsibility seriously.
3. On AI, Fox says the firm has a "healthy paranoia," that laziness will be "massively punished" and deep thinking enhanced, and that human empathy is never replaceable.
4. Fox frames the advisor role as showing up for the work so the client can lift the trophy.