Timeline

Timeline sells financial planning software, discretionary model portfolios, multi-asset funds and an investment platform to financial advisers and planning firms in the UK. Its services are offered only to financial advisers.

The planning tools cover fact-finding, risk profiling, cash-flow modeling and inheritance tax planning, and they stress-test plans against more than 100 years of market history with an audit trail and custom reports. The investment side offers low-cost, globally diversified model portfolios and a multi-asset fund range, with tools to compare portfolios and review performance. The platform gives advisers one dashboard for client accounts, trades, documents and transfers, plus digital onboarding with KYC and AML checks, electronic letters of authority and a client portal. An AI assistant named Pennee, launched in 2026, works across the system.

Timeline launched its planning software in 2018 under founder and chief executive Abraham Okusanya, and has raised venture funding, including a £10m Series B in 2023. The company says assets under management passed £15 billion in 2026. Investment and platform services come from Timeline Portfolios Limited, which is regulated by the Financial Conduct Authority; the planning software is provided by a separate unregulated company. Both are registered in England and Wales, with a registered office in London.